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Category Archives: challenges for everyone
On the treatment of prostate cancer
Treating prostate cancer is an inexact effort to watch, kill, remove, suppress, or retard the cancer in order to lengthen and improve the lives of men in the prostate cancer journey. We describe the currently available options and how they unfold over the journey. Continue reading
Posted in challenges for everyone, Health, report, research
Tagged active surveillance, androgen, Brachytherapy, cancer, chemotherapy, Cryotherapy, EBRT, EBT, finasteride, focal ablation, gleason score, grading, HIFU, HRQOL, prostate, prostatectomy, staging
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On the diagnosis of prostate cancer
PSA readings, mpMRI’s, and biopsies all contribute to the diagnostic pathway for prostate cancer. Biopsies are the current clinical standard for diagnosis. Continue reading
Where math got lost
Let me try to explain how math has gotten lost, using these two concepts—a trillion and exponential. One is a very large quantity and one is a changing rate of progression. Remember, if you do read on, you are basically listening to a failed math teacher. Continue reading
Posted in challenges for everyone, finances, lifelong learning
Tagged billion, finance, math, million, trillion
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Never run out of money…until you turn 112
Still, hiding nearby in plain sight is a better strategy than 4%, and someone else has already done the complicated math. In brief, we can treat all our reserves as though they are a big IRA and calculate the Required Minimum Distribution each year to keep ourselves on track. Now you have a strategy that takes life expectancy into consideration, as well as past and present investment returns and your actual experience in saving and spending money. Continue reading
Posted in challenges for everyone, finances, lifelong learning, retirement, Uncategorized
Tagged 401k, 403b, ira, life expectancy, Required Minimum Distribution, RMD, Roth, social security, SSiRS
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How to FedEx a Lithium Ion bike battery
You can do it! I shipped a lithium ion bike battery to Hawaii and tell you how it worked. Continue reading
Posted in challenges for everyone, fun, research
Tagged bike battery, bikeflights, dangerous goods, ebike, ez=ship, fedex, hawaii, labelmaster, LiIon, lithium ion, shipper's declaration, shipping, un3480, ups
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5 Steps to financial security
Be patient, sacrifice, invest, lower risk, and repent–five simple, but difficult steps toward incredible financial security. Continue reading
Posted in challenges for everyone, finances, lifelong learning
Tagged finance, investment, million, patient, repent, risk, sacrifice, security
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Where to invest–choosing a broker
This post is prompted by the recent news story about a 20 year old at home from college, presumably from a family with above average wealth, who committed suicide when his Robinhood account showed him a negative balance of (reportedly) … Continue reading
Posted in challenges for everyone, finances, lifelong learning, personal story, research, retirement
Tagged ameritrade, bonds, brokerage, chase, exchange traded funds, fidelity, finance, investment, money, morgan chase, mutual funds, registered investment advisors, robinhood, schwab, stocks, vanguard
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The world’s worst mini-golf course (at my house!)
The Concept I’ve always like mini-golf. While competitive, it’s not out of reach. While social, it has a steady progress. While there is often something to celebrate, everybody finishes together. But I’m cheap, and besides, as I write I’m “safer … Continue reading
Should I be interested in fractional shares?
This week Schwab announced they would be offering “share slices” which is their approach to offering fractional shares of stocks. Beginning in June, Schwab account holders can buy a dollar amount (from $5 per stock to $10,000 per transaction) of … Continue reading
Posted in challenges for everyone, finances, lifelong learning
Tagged etf, investment, schwab, stock slices, stocks
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After the first $100,000
After the first $100,000: One approach to disciplined investing for the medium investor is to pick approximately 20 investments to invest roughly 5% of your invested funds…. Continue reading
Posted in challenges for everyone, finances, retirement, Uncategorized
Tagged etf, investment, money, rate of return, stocks
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TEAM Spinella: hosted by Steve Spinella 